Why Choose The Family Health Matching Account?
The HMA (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time. This is because the HMA awards its owners up to $2 in medical benefits or more for every $1 contributed into their HMA account balance as the program progresses, which will allow our customers to raise their health insurance deductibles and lower their monthly premiums over time because their HMA Medical Benefits Account is designed to cover their out-of-pocket, medical cost obligations up to the higher deductibles
How It Works
The HMA Medical Benefits Visa® Prepaid Card will be swiped at the point-of-service to pay for nearly all our cardholders’ medical services including copays and deductibles up to their HMA account balance at the time of the claim and can be used by either individuals or families. The HMA Medical Benefits Account also comes included with both unlimited telemedicine services and a proprietary, PBM (Pharmacy Benefits Manager) program that helps our customers secure much deeper savings than a traditional, pharmacy discount card could ever allow for. In addition, HMA accounts also pay for elective procedures that are not covered by health insurance such as plastic surgery, lasik and fertility as well as home health and long-term care expenses among others.
The HMA Medical Benefits Visa® Prepaid Card is issued by The Bancorp Bank pursuant to a license from the Visa® U.S.A Inc. The Bancorp Bank; Member FDIC. Card may not be used everywhere Visa® debit cards are accepted. See Cardholder Agreement for list of eligible goods, services and merchants.